Core Insights - The People's Bank of China reported a stable growth in total loans, indicating enhanced economic recovery momentum [1][2] - The structure of loans is optimizing, with significant increases in loans to small and micro enterprises, agricultural loans, and loans supporting technological innovation [1][3] Loan Growth Overview - As of the end of Q2 2025, the total balance of RMB loans reached 268.56 trillion yuan, a year-on-year increase of 7.1%, with an addition of 12.92 trillion yuan in the first half of the year [1] - Corporate loans accounted for 89% of the new loans, with an increase of 11.5 trillion yuan, highlighting the strong demand from enterprises [2] Sector-Specific Loan Trends - Green loans reached a balance of 42.39 trillion yuan, growing by 14.4% since the beginning of the year, with an increase of 5.35 trillion yuan in the first half [3] - Loans to technology-based small and medium-sized enterprises (SMEs) increased significantly, with a loan balance of 3.46 trillion yuan, reflecting a year-on-year growth of 22.9% [3] Future Outlook - The loan growth rate is expected to remain stable, with further optimization in structure, particularly in technology and green sectors [4] - The central bank is anticipated to enhance financial support for the real economy, with new loan disbursements expected to maintain a rapid growth trend [4][5]
上半年信贷总量增长结构优化 金融精准滴灌重点领域
Zheng Quan Ri Bao·2025-07-23 17:19