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西安银行:打造文旅数智供应链金融平台 助力陕西文旅产业高质量发展_陕西日报数字报-群众新闻网

Core Viewpoint - Xi'an Bank and Shaanxi Cultural Industry Investment Holding Group have launched a strategic cooperation to create a "Cultural Tourism Intelligent Supply Chain Financial Platform," aimed at enhancing the digital financial services in the cultural tourism sector and supporting the development of a trillion-level cultural tourism industry cluster in Shaanxi [1][2][3]. Group 1: Platform Overview - The platform is designed to integrate data flow, capital flow, logistics, and business flow in the cultural tourism industry, enhancing demand forecasting, intelligent decision-making, and risk perception capabilities [1][2]. - It has already facilitated credit issuance of 200 million yuan and reduced financing cycles to 2 days, achieving full online processes and data-driven credit assessments [2][3]. Group 2: Financial Services and Innovations - Xi'an Bank is leveraging its financial products and digital technology to provide customized financial services to cultural tourism enterprises, focusing on high-quality development [3][5]. - The bank has developed specialized financial products like "Cultural Tourism Loan" and "Scenic Business Loan" to support the development of key scenic spots in Shaanxi [6]. Group 3: Technological Integration - The bank is integrating technology into the cultural tourism ecosystem, offering services such as online ticket sales, smart payment solutions, and comprehensive financial services for various scenic spots [7]. - It has provided over 15 billion yuan in credit support to key cultural tourism enterprises in Shaanxi, focusing on projects related to scenic spots, cultural creativity, and rural tourism [7].