Financial Performance - For the quarter ended June 2025, Amerant Bancorp Inc. reported revenue of $110.26 million, an increase of 11.6% year-over-year [1] - Earnings per share (EPS) for the quarter was $0.57, compared to $0.28 in the same quarter last year, indicating significant growth [1] - The reported revenue exceeded the Zacks Consensus Estimate of $103.95 million by 6.07%, while the EPS surpassed the consensus estimate of $0.38 by 50% [1] Key Metrics - Net charge-offs as a percentage of average total loans held for investment were 0.9%, higher than the three-analyst average estimate of 0.6% [4] - The net interest margin was reported at 3.8%, slightly above the estimated 3.7% by three analysts [4] - The efficiency ratio stood at 67.5%, better than the average estimate of 69% from three analysts [4] - Average balances of total interest-earning assets were $9.53 billion, exceeding the estimated $9.47 billion by two analysts [4] - Noninterest income was reported at $19.78 million, surpassing the average estimate of $17.19 million based on three analysts [4] - Net interest income reached $90.48 million, compared to the estimated $86.14 million by three analysts [4] Stock Performance - Shares of Amerant Bancorp have returned +12.8% over the past month, outperforming the Zacks S&P 500 composite's +5.9% change [3] - The stock currently holds a Zacks Rank 3 (Hold), suggesting it may perform in line with the broader market in the near term [3]
Amerant Bancorp (AMTB) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates