Compared to Estimates, Molina (MOH) Q2 Earnings: A Look at Key Metrics

Core Insights - Molina reported revenue of $11.43 billion for the quarter ended June 2025, reflecting a year-over-year increase of 15.7% and a surprise of +5.43% over the Zacks Consensus Estimate of $10.84 billion [1] - The company's EPS was $5.48, down from $5.86 in the same quarter last year, with an EPS surprise of -0.36% compared to the consensus estimate of $5.50 [1] Financial Performance Metrics - Molina's total Membership Care Ratio (MCR) was 90.4%, exceeding the estimated 88.9% [4] - The MCR for Medicare was 90%, surpassing the estimated 85.4% [4] - The MCR for Marketplace was 85.4%, above the estimated 77.5% [4] - Total ending membership was 5.75 million, slightly below the estimated 5.79 million [4] - Medicaid membership stood at 4.77 million, below the estimated 4.88 million [4] Revenue Breakdown - Premium tax revenue reached $431 million, exceeding the average estimate of $377.16 million, marking a year-over-year increase of +44.6% [4] - Premium revenue totaled $10.87 billion, above the estimated $10.44 billion, with a year-over-year change of +15.1% [4] - Medicare premium revenue was $1.61 billion, exceeding the estimate of $1.47 billion, reflecting an +11.6% change year-over-year [4] - Other revenue was reported at $22 million, slightly below the estimated $24 million, with a +4.8% change year-over-year [4] - Medicaid premium revenue was $8.03 billion, surpassing the estimate of $7.74 billion, with a year-over-year increase of +8.8% [4] - Investment income was $106 million, above the estimate of $101.04 million, but down -7.8% year-over-year [4] - Marketplace premium revenue reached $1.2 billion, exceeding the estimate of $1.05 billion, with a significant year-over-year increase of +91.4% [4] Stock Performance - Molina's shares have declined -38.7% over the past month, contrasting with the Zacks S&P 500 composite's +5.9% change [3] - The stock currently holds a Zacks Rank 5 (Strong Sell), indicating potential underperformance relative to the broader market in the near term [3]