好果卖好价 致富路子宽

Core Viewpoint - The "insurance + futures" model in Yan Chang County is enhancing the apple industry's resilience and profitability, providing financial security for farmers and promoting standardized cultivation practices [1][3][4]. Group 1: Economic Impact - Yan Chang County's apple industry covers 30.58 million mu, involving 74,000 farmers, contributing to 57% of the county's agricultural output value and 70% of farmers' total income [3][5]. - The projected apple production for 2024 is 425,200 tons, with a value of nearly 2.4 billion yuan, leading to an average income of 31,900 yuan per farmer [3][5]. Group 2: Financial Mechanism - The "insurance + futures" model involves collaboration between farmers, insurance companies, futures companies, and government entities, providing price insurance and risk management [4][5]. - Since the launch of apple futures in 2017, the model has covered 203,200 mu, with over 52 million yuan in compensation benefiting 13,900 farmers [5][6]. Group 3: Risk Management - The model effectively transfers price risk from farmers to futures markets, allowing for stable income despite market fluctuations [5][6]. - The introduction of the "order purchase + insurance + futures + delivery" project in 2024 aims to create a comprehensive risk management system across the entire apple supply chain [8][9]. Group 4: Industry Development - The project promotes standardization in apple cultivation, enhancing quality and marketability, and increasing the brand influence of Yan Chang County apples [9][10]. - Futures companies are actively involved in rural revitalization, providing training and support to improve farmers' understanding of market dynamics and risk management [11][12].