Core Viewpoint - The article discusses the development and support of "specialized, refined, distinctive, and innovative" (referred to as "专精特新") small and medium-sized enterprises (SMEs) in China, highlighting the role of financial institutions like the Bank of China Nantong Branch in providing comprehensive financial services to these enterprises [1]. Group 1: Advantages of Bank of China Nantong Branch - The Nantong Branch actively engages in investment-loan linkage, offering a combination of equity and debt financing to meet the diverse funding needs of "专精特新" enterprises [2]. - The branch maintains close relationships with government initiatives and external organizations, providing consulting support in areas such as guarantees and technical advice [3]. Group 2: Strategies for Supporting "专精特新" Enterprises - Establish a specialized marketing team across various departments to enhance internal coordination and provide one-stop financial services [4]. - Implement multiple measures to reduce the high financing costs for "专精特新" enterprises, including leveraging internal policies for cost reduction and ensuring subsidy support [5]. - Focus on the supply chain of "专精特新" enterprises by improving supply chain service systems and utilizing financial technology to understand their funding needs [6]. - Optimize the financing service model by expanding cooperation to include comprehensive services that integrate debt and equity financing, as well as digital financial services [8]. - Accelerate the development of green finance for "专精特新" enterprises by promoting carbon-neutral initiatives and innovating green products [9]. - Strengthen risk awareness and management by thoroughly understanding the enterprises' situations and collaborating with other banks to share risks [11].
建行南通分行：支持“专精特新”企业发展策略研究