TransUnion Announces Second Quarter 2025 Results

Core Insights - TransUnion reported strong financial results for Q2 2025, with total revenue reaching $1,140 million, marking a 10% increase compared to Q2 2024 [2][4][6] - The company raised its 2025 revenue growth guidance to 6-7%, reflecting strong performance in the first half of the year [4][6] Financial Performance - Total revenue for Q2 2025 was $1,140 million, a 10% increase year-over-year, with 9% organic constant currency growth [2][6] - Net income attributable to TransUnion was $110 million, up from $85 million in Q2 2024, resulting in diluted earnings per share of $0.56 compared to $0.44 in the prior year [7][29] - Adjusted EBITDA for the quarter was $407 million, an 8% increase from $377 million in Q2 2024, with an adjusted EBITDA margin of 35.7% [7][29] Segment Performance - U.S. Markets revenue grew by 10%, driven by Financial Services and Insurance, while International revenue increased by 6% on an organic constant currency basis [4][5] - Financial Services segment revenue was $420 million, reflecting a 17% growth [5][6] - International revenue totaled $253 million, with Canada and Africa showing double-digit growth [8] Liquidity and Capital Resources - Cash and cash equivalents stood at $688 million as of June 30, 2025, compared to $679 million at the end of 2024 [9][10] - The company repurchased $47 million in shares through mid-July 2025 [6] Outlook - The company anticipates Q3 2025 revenue between $1,115 million and $1,135 million, with expected revenue growth of 3-5% [12] - For the full year 2025, revenue is projected to be between $4,432 million and $4,472 million, with net income growth expected to be between 14% and 28% [12][13]