Jiayin Group(US:JFIN) Jin Rong Jie·2025-07-24 13:43Core Viewpoint - JiaYin Technology (JFIN) shows strong financial performance with significant revenue and profit growth, indicating a robust business model and effective technology integration in financial services [1][2]. Financial Performance - As of March 31, 2025, JiaYin Technology reported total revenue of 1.776 billion RMB, representing a year-on-year growth of 20.35% [1]. - The net profit attributable to shareholders reached 539 million RMB, marking a substantial increase of 97.56% year-on-year [1]. Company Overview - JiaYin Technology, founded by Yan Dinggui in June 2011 and headquartered in Shanghai, is a leading technology service group in China [2]. - The company went public on NASDAQ on May 10, 2019, under the stock code JFIN [2]. - The firm focuses on connecting consumers with financial institutions through big data, cloud computing, and artificial intelligence, enhancing service efficiency and supporting rapid business growth for financial institutions [2]. Technological Innovations - JiaYin Technology has developed several innovative platforms, including: - "TianYin" for intelligent fund management, optimizing asset matching [3]. - "MingJian" for intelligent risk control, significantly improving risk management levels [3]. - "DaYu" for data asset management, enhancing data governance capabilities [3]. - "ChangE" for intelligent voice calling, providing compliant and considerate post-loan services [3]. - These innovations contribute to the digitalization of processes, automation of supervision, and scientific decision-making, solidifying the foundation of the digital economy and rapidly advancing digital technology capabilities [3]. Future Outlook - JiaYin Technology aims to expand its business coverage globally, including regions such as Southeast Asia, Africa, and Latin America, with plans to promote its services to more countries and regions in the future [2].