First Foundation (US:FFWM) ZACKSยท2025-07-24 15:07Core Viewpoint - The market anticipates First Foundation (FFWM) will report a year-over-year decline in earnings despite an increase in revenues for the quarter ended June 2025 [1][3]. Earnings Expectations - First Foundation is expected to report quarterly earnings of $0.02 per share, reflecting a year-over-year decrease of 66.7% [3]. - Revenues are projected to be $64.5 million, which is an increase of 12.2% compared to the same quarter last year [3]. Estimate Revisions - The consensus EPS estimate has remained unchanged over the last 30 days, indicating that analysts have not significantly altered their initial projections [4]. - The Most Accurate Estimate for First Foundation is lower than the Zacks Consensus Estimate, resulting in an Earnings ESP of -100.00%, suggesting a bearish outlook from analysts [11]. Earnings Surprise History - In the last reported quarter, First Foundation was expected to post earnings of $0.02 per share but actually delivered $0.09, resulting in a surprise of +350.00% [12]. - Over the past four quarters, the company has exceeded consensus EPS estimates three times [13]. Predictive Indicators - A positive Earnings ESP is a strong predictor of an earnings beat, especially when combined with a Zacks Rank of 1 (Strong Buy), 2 (Buy), or 3 (Hold) [9]. - The current Zacks Rank for First Foundation is 3, which complicates the prediction of an earnings beat given the negative Earnings ESP [11]. Market Reaction - The upcoming earnings report on July 31 could lead to a stock price increase if the results exceed expectations, while a miss could result in a decline [2]. - Other factors beyond earnings results may also influence stock movement, as stocks can decline despite an earnings beat or rise despite a miss [14].