Universal Insurance Holdings (UVE) Q2 Earnings and Revenues Top Estimates

Core Insights - Universal Insurance Holdings (UVE) reported quarterly earnings of $1.23 per share, exceeding the Zacks Consensus Estimate of $1.09 per share, and showing an increase from $1.18 per share a year ago [1] - The company achieved a revenue of $400.14 million for the quarter ended June 2025, surpassing the Zacks Consensus Estimate by 11.16% and up from $380.21 million year-over-year [3] Earnings Performance - The earnings surprise for the quarter was +12.84%, with a previous quarter surprise of +28.57% when actual earnings were $1.44 compared to an expected $1.12 [2] - Universal Insurance has consistently surpassed consensus EPS estimates over the last four quarters [2] Stock Performance - Universal Insurance shares have increased approximately 20.9% since the beginning of the year, outperforming the S&P 500's gain of 8.1% [4] - The stock currently holds a Zacks Rank 3 (Hold), indicating expected performance in line with the market in the near future [7] Future Outlook - The current consensus EPS estimate for the upcoming quarter is -$0.64 on revenues of $364.07 million, and for the current fiscal year, it is $2.65 on revenues of $1.49 billion [8] - The outlook for the insurance industry, particularly the Property and Casualty sector, is favorable, ranking in the top 38% of Zacks industries, which historically outperforms the bottom 50% by more than 2 to 1 [9]