Compared to Estimates, First Financial (FFBC) Q2 Earnings: A Look at Key Metrics

Core Insights - First Financial Bancorp (FFBC) reported revenue of $227.58 million for the quarter ended June 2025, reflecting a year-over-year increase of 5.3% [1] - Earnings per share (EPS) for the quarter was $0.74, up from $0.65 in the same quarter last year, surpassing the consensus estimate of $0.69 by 7.25% [1] - The reported revenue exceeded the Zacks Consensus Estimate of $219.8 million, resulting in a revenue surprise of 3.54% [1] Financial Metrics - Net Interest Margin was reported at 4%, matching the average estimate from two analysts [4] - Efficiency Ratio stood at 56.9%, better than the average estimate of 57.6% from two analysts [4] - Total Noninterest Income reached $68.06 million, exceeding the average estimate of $64.6 million from two analysts [4] Stock Performance - Over the past month, shares of First Financial have returned +1%, while the Zacks S&P 500 composite has increased by +5.7% [3] - The stock currently holds a Zacks Rank 1 (Strong Buy), indicating potential for outperformance against the broader market in the near term [3]