Shore Bancshares (SHBI) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates

Core Insights - Shore Bancshares reported revenue of $56.57 million for the quarter ended June 2025, reflecting an 11.7% increase year-over-year [1] - The company's EPS was $0.51, up from $0.40 in the same quarter last year, exceeding the consensus estimate of $0.41 by 24.39% [1] Financial Performance - Revenue surpassed the Zacks Consensus Estimate of $53.84 million, resulting in a surprise of +5.08% [1] - Net Interest Margin was reported at 3.4%, slightly above the average estimate of 3.3% [4] - Efficiency Ratio stood at 60.8%, better than the estimated 62.9% [4] - Total Non-Interest Income reached $9.32 million, exceeding the average estimate of $7.31 million [4] - Net Interest Income was $47.25 million, compared to the average estimate of $46.53 million [4] Stock Performance - Shore Bancshares shares have returned +9.6% over the past month, outperforming the Zacks S&P 500 composite's +5.7% change [3] - The stock currently holds a Zacks Rank 1 (Strong Buy), indicating potential for outperformance in the near term [3]