Here's What Key Metrics Tell Us About Princeton Bancorp (BPRN) Q2 Earnings

Group 1 - Princeton Bancorp reported revenue of $21.06 million for the quarter ended June 2025, representing a 16.6% increase year-over-year [1] - The company's EPS was $0.10, a significant decrease from $0.80 in the same quarter last year, with an EPS surprise of +600% compared to the consensus estimate of -$0.02 [1] - The reported revenue was a surprise of -1.95% against the Zacks Consensus Estimate of $21.48 million [1] Group 2 - Key metrics for Princeton Bancorp include average interest-earning assets of $2.13 billion, which was below the two-analyst average estimate of $2.17 billion [4] - The net charge-offs to average loans ratio was 2.1%, slightly better than the estimated 2.2% [4] - The adjusted efficiency ratio was reported at 63.1%, compared to the average estimate of 62.7% [4] - The net interest margin was 3.5%, slightly below the estimated 3.6% [4] - Total noninterest income was $2.25 million, exceeding the average estimate of $2.19 million [4] - Net interest income was reported at $18.81 million, lower than the average estimate of $19.26 million [4] Group 3 - Shares of Princeton Bancorp have returned +8.3% over the past month, outperforming the Zacks S&P 500 composite's +5.7% change [3] - The stock currently holds a Zacks Rank 4 (Sell), indicating potential underperformance in the near term [3]