Compared to Estimates, MidWestOne (MOFG) Q2 Earnings: A Look at Key Metrics

Core Insights - MidWestOne (MOFG) reported revenue of $60.23 million for the quarter ended June 2025, reflecting a 4% increase year-over-year and a surprise of +1.48% over the Zacks Consensus Estimate of $59.35 million [1] - The company's EPS was $0.49, up from $0.45 in the same quarter last year, but fell short of the consensus estimate of $0.77, resulting in an EPS surprise of -36.36% [1] Financial Performance Metrics - Net Interest Margin was reported at 3.5%, matching the average estimate from two analysts [4] - Efficiency Ratio stood at 56.2%, better than the two-analyst average estimate of 59.3% [4] - Total Noninterest Income was $10.25 million, slightly below the average estimate of $10.59 million from two analysts [4] - Net Interest Income reached $49.98 million, exceeding the average estimate of $48.8 million based on two analysts [4] Stock Performance - Over the past month, MidWestOne shares have returned +7.6%, outperforming the Zacks S&P 500 composite's +5.7% change [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating expected performance in line with the broader market in the near term [3]