Here's What Key Metrics Tell Us About Flushing Financial (FFIC) Q2 Earnings

Core Insights - Flushing Financial reported a revenue of $63.49 million for the quarter ended June 2025, marking a 35.1% increase year-over-year and exceeding the Zacks Consensus Estimate by 8.15% [1] - The earnings per share (EPS) for the quarter was $0.32, up from $0.18 in the same quarter last year, representing a surprise of 10.34% over the consensus estimate of $0.29 [1] Financial Performance Metrics - Efficiency ratio stood at 67.7%, better than the average estimate of 72.2% from two analysts [4] - Net Interest Margin was reported at 2.5%, matching the average estimate [4] - Total interest-earning assets averaged $8.4 billion, slightly below the average estimate of $8.43 billion [4] - Net Interest Income was $53.21 million, surpassing the average estimate of $52.59 million [4] - Total Non-Interest Income reached $10.28 million, significantly higher than the average estimate of $6.11 million [4] - Banking services fee income was $1.95 million, exceeding the average estimate of $1.47 million [4] Stock Performance - Flushing Financial's shares returned +8.5% over the past month, outperforming the Zacks S&P 500 composite's +5.7% change [3] - The stock currently holds a Zacks Rank 5 (Strong Sell), indicating potential underperformance in the near term [3]