HarborOne Bancorp (HONE) Q2 Earnings: How Key Metrics Compare to Wall Street Estimates

Financial Performance - HarborOne Bancorp reported revenue of $45.44 million for the quarter ended June 2025, marking a year-over-year increase of 5% [1] - The earnings per share (EPS) for the same period was $0.23, up from $0.18 a year ago, representing a surprise of +21.05% over the consensus estimate of $0.19 [1] - The reported revenue exceeded the Zacks Consensus Estimate of $43.79 million by +3.77% [1] Key Metrics - Efficiency ratio stood at 74.6%, slightly above the average estimate of 74.4% based on three analysts [4] - Net Interest Margin was reported at 2.5%, compared to the average estimate of 2.4% [4] - Total Noninterest Income reached $12.22 million, surpassing the average estimate of $11.74 million [4] - Net Interest Income was $33.22 million, exceeding the average estimate of $32.9 million [4] Stock Performance - Shares of HarborOne Bancorp have returned +8% over the past month, outperforming the Zacks S&P 500 composite's +5.7% change [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating potential performance in line with the broader market in the near term [3]