遏制“阴阳合同”！哈尔滨二手房买卖网签备案合同实现“闭环”运行

Core Viewpoint - The integration of various processes in the second-hand housing transaction in Harbin aims to enhance efficiency, prevent fraud, and protect the rights of buyers and sellers through a unified online contract signing and registration system [1][2][3] Group 1: Integration of Processes - The Harbin housing authority has established a mechanism for information sharing among real estate, banking, and tax departments, creating a "closed-loop" operation for second-hand housing transactions [1] - Key processes such as contract signing, mortgage loans, fund supervision, tax payment, and transfer registration have been interconnected to facilitate real-time data sharing [2] - The implementation of a unique code for each contract allows for seamless online circulation among financial, real estate, and property units, reducing the need for repeated submissions of the same materials by citizens [2] Group 2: Regulatory Measures - To prevent illegal activities such as "multiple sales of one property" and "shadow contracts," the Harbin housing authority has issued several regulatory documents, including management methods for contract registration and fund supervision [1] - The standardized contract templates for second-hand housing transactions include versions for both intermediary and self-conducted sales, ensuring clarity and compliance [2] Group 3: Service Accessibility - A total of 82 bank branches and 232 real estate agencies have been approved as contract registration institutions, enhancing service accessibility for citizens [3] - Citizens can also utilize online platforms, such as the "Harbin Housing" WeChat account, to facilitate the registration process [3] - All approved service points do not charge any fees for the registration and fund supervision services, aiming to provide high-quality and efficient services to the public [3]