Core Viewpoint - The strategic cooperation agreement between Beijing Rural Commercial Bank Economic and Technological Development Zone Branch and Yichuang Alliance marks the beginning of a new chapter in intellectual property pledge loan business, enhancing financial services for high-tech enterprises in the region [1][2]. Group 1: Strategic Cooperation - The partnership exemplifies the concept of "one plus one is greater than two," focusing on "financing + intelligence" to accelerate the realization of intellectual property capital value [2]. - The collaboration aims to address core issues faced by technology-based SMEs, such as "financing difficulties" and "valuation challenges," through deep cooperation in intellectual property assessment, pledge financing, and risk sharing [2]. Group 2: Financial Impact - As of now, the Economic and Technological Development Zone Branch has completed 9 intellectual property pledge loan transactions, with a total financing amount exceeding 112 million yuan, benefiting multiple high-tech enterprises in the region [2]. - The initiative helps convert intellectual property into assets, thereby revitalizing intangible assets and stimulating innovation [2]. Group 3: Future Plans - The bank plans to deepen cooperation with Yichuang Alliance to better serve technology-driven SMEs and facilitate the transformation of intellectual property into productive forces [3]. - Future actions include enhancing promotional efforts, optimizing business processes, exploring comprehensive service models combining intellectual property and finance, and improving risk prevention measures [2].
北京农商银行经开区支行与中关村亦创联盟签署战略合作协议