Huan Qiu Wang·2025-07-25 09:01Core Viewpoint - Zhengzhou Bank focuses on serving the real economy, emphasizing "two highs and four efforts," and innovatively constructs a specialized financial service system to empower regional economic transformation and high-quality development [1][2][3] Group 1: Technology Finance - Zhengzhou Bank has established four technology-focused branches and a professional team to support SMEs and young talent in innovation and entrepreneurship [1] - The bank collaborates with relevant funds and partners to explore cooperative models, becoming one of the first financial institutions to participate in the "Zheng Science Loan" program [1] - By the end of 2024, Zhengzhou Bank has supported a total of 4,991 technology enterprises [1] Group 2: Green Finance - The bank has implemented a "Green Bank Credit Strategy" and established a leadership group for green finance, achieving a green credit balance of 9.146 billion yuan, a year-on-year increase of 123.73% by the end of 2024 [2] - Zhengzhou Bank aims to optimize its green finance strategy and enhance its service system to contribute to the province's green and low-carbon transformation [2] Group 3: Inclusive Finance - The bank has established a mechanism for coordinating financing for small and micro enterprises, implementing a "one leader" responsibility system and a three-level linkage mechanism [2] - Zhengzhou Bank has launched 12 products tailored for small and micro enterprises, optimizing the loan approval process through financial technology [2] - By the end of 2024, the balance of inclusive small and micro loans reached 53.685 billion yuan, with a year-on-year growth of 7.46% [2] Group 4: Pension Finance - Zhengzhou Bank actively explores pension finance, increasing financial support for the pension and health industries, and enhancing services for the elderly [2] Group 5: Digital Finance - The bank is seizing opportunities in digital finance, enhancing its technology, data, and innovation capabilities to improve service safety and reliability [3] - Zhengzhou Bank continues to optimize its financial products and processes to enhance customer trust and satisfaction while ensuring data security and privacy [3]