平安人寿下调普通型保险产品预定利率最高值50个基点

Group 1 - The core viewpoint of the article is that Ping An Life has decided to lower the maximum guaranteed interest rates for various types of insurance products, reflecting a broader trend in the insurance industry [1] Group 2 - The China Insurance Industry Association has announced that the current research value for the guaranteed interest rate of ordinary life insurance products is 1.99%, which is a decrease of 14 basis points from the previous value [1] - Ping An Life has adjusted the maximum guaranteed interest rates for its new insurance products, with ordinary life insurance products set at 2.0%, participating insurance products at 1.75%, and universal insurance products at a maximum guaranteed rate of 1.0% [1] - The adjustments represent a reduction of 50 basis points for ordinary life insurance products, 25 basis points for participating insurance products, and 50 basis points for universal insurance products [1] - Starting from August 31, 2025, Ping An Life will no longer accept applications for insurance products with guaranteed interest rates exceeding the newly set maximum values [1]