首批增设！新力军来了

Group 1 - The core viewpoint of the article highlights the expansion of personal pension index funds with several fund companies announcing the addition of Y shares, which are specifically designed for personal pension investments [1][2][10] - Multiple fund companies, including Guotai Junan Asset Management, Boda Fund, Tianhong Fund, and China Merchants Fund, have announced the addition of Y shares to their index-enhanced funds, indicating a growing trend in the market [2][3][4] - The Y share class is exclusively for personal pension funds, with a management fee and custody fee discount of 50%, making it an attractive option for long-term pension investment [6][11] Group 2 - The recent addition of four new index-enhanced funds has increased the total number of personal pension index funds to 89, providing more diverse investment options for individuals [10][11] - Index-enhanced funds are characterized by high transparency, diversified investments, and dual tax benefits, positioning them as significant tools for personal pension investments [11][12] - Fund companies emphasize the adaptability of index-enhanced funds for different age groups, allowing younger investors to pursue long-term growth while providing options for those nearing retirement to manage risk [12]