支持加大信贷投放，山东省6月末支农支小再贷款余额达2284亿元

Core Viewpoint - The People's Bank of China (PBOC) Shandong Branch reported a significant increase in the balance of agricultural and small business re-loans, which supports the credit expansion of small and medium-sized banks in the province [1][4]. Group 1: Financial Data Overview - As of the end of June, the balance of agricultural and small business re-loans in Shandong Province reached 228.4 billion yuan, an increase of 16.5 billion yuan year-on-year, effectively supporting the credit expansion of local small and medium-sized banks [1][4]. - The total balance of various loans in Shandong Province reached 4.76 trillion yuan by the end of June, with an increase of 247.3 billion yuan since the beginning of the year, and a year-on-year increase of 5.9 billion yuan [4]. Group 2: Loan Rate and Structure - The interest rate for one-year agricultural and small business re-loans has been reduced to 1.5%, contributing to a decrease in the borrowing costs for small and medium-sized banks [5]. - The average interest rate for newly issued corporate loans by small and medium-sized banks in Shandong Province was 4.64% in the first half of 2025, down by 0.24 percentage points year-on-year [5]. Group 3: Credit Structure Optimization - The PBOC Shandong Branch has implemented a mechanism to support key areas such as green finance and technological innovation through re-loans, with various departments providing interest subsidies and facilitating bank-enterprise connections [5]. - By the end of June, the balances of agricultural loans, small business loans, green loans, and medium-to-long-term loans were 1.43 trillion yuan, 1.73 trillion yuan, 359.5 billion yuan, and 2.21 trillion yuan respectively, all showing significant year-on-year increases [5]. Group 4: Future Directions - The PBOC Shandong Branch plans to continue guiding banks to effectively utilize re-loan policies, focusing on both the total amount and structural functions of re-loans to further support the development of the real economy [6].