北京金融监管局等七部门推动北京市知识产权金融生态综合试点落地

Core Viewpoint - The Beijing Financial Regulatory Bureau has developed the "Beijing Intellectual Property Financial Ecosystem Comprehensive Pilot Action Plan" to address challenges in intellectual property financing, including registration, evaluation, disposal, and compensation processes [1][2]. Group 1: Registration Challenges - The action plan encourages financial institutions to enhance offline service convenience by establishing comprehensive service points for intellectual property financing at bank branches and registration service halls, allowing for "one-stop" services for intellectual property pledge registration and financing consultation [1]. Group 2: Evaluation Difficulties - The plan promotes commercial banks to determine the value of intellectual property pledge loans under 10 million yuan through internal assessments or negotiations with enterprises, allowing certain institutions to expand the scope of internal evaluations [1]. Group 3: Service Mechanism Optimization - Financial institutions are guided to develop business methods and management systems for intellectual property finance, extend loan terms, increase the proportion of medium- and long-term loans, and create financial products targeting strategic emerging industries and advanced technologies [1]. Group 4: Disposal Issues - The action plan mandates financial institutions to improve the intellectual property transaction mechanism, establish specialized disposal platforms, and enhance the role of intellectual property service agencies to increase transaction activity [2]. Group 5: Collaboration Mechanism - The plan aims to optimize existing cost subsidies, risk compensation, and risk-sharing policies for intellectual property pledge financing, and encourages the formation of a collaborative financial service community to support key technology transformation and the cultivation of advantageous enterprises [2]. Group 6: Future Steps - The Beijing Financial Regulatory Bureau will implement a list management system for pilot institutions and regions, enhance daily evaluation and exit management, and encourage the introduction of detailed measures and innovative initiatives based on practical work [2].