规模已超30万亿元！理财市场进取型投资者有明显增加

Core Insights - The overall scale of the wealth management market in China reached 30.67 trillion yuan by the end of June 2025, reflecting a 2.38% increase from the beginning of the year and a 7.53% year-on-year growth [1] - A total of 16,300 new wealth management products were issued in the first half of the year, raising 36.72 trillion yuan in funds [1] Group 1: Market Performance - The average annualized yield of wealth management products was 2.12% in the first half of 2025, down from 2.65% for the entire previous year [3] - Wealth management products generated a total return of 389.6 billion yuan for investors in the first half of 2025, representing a 14.18% increase compared to the same period last year [3] - Fixed income products remain dominant, accounting for 97.2% of the total scale of wealth management products by the end of June, an increase of 0.32 percentage points year-on-year [2] Group 2: Investor Trends - The number of investors holding wealth management products reached 136 million by the end of June 2025, an increase of 8.37% from the beginning of the year [4] - Among individual investors, the proportion of those with a risk preference of level 5 (aggressive) increased by 1.25 percentage points compared to the same period last year [6] - The Financial Regulatory Authority has introduced new guidelines for financial institutions to ensure appropriate product sales to suitable clients, effective from February 1, 2026 [6]