四川成都出台房产新政，促进市场平稳健康发展

Core Viewpoint - Chengdu's new real estate policy aims to promote stable and healthy development in the housing market through various measures, including adjustments to housing provident fund loans and the gradual removal of housing sales restrictions [1][2][5]. Group 1: Housing Provident Fund Adjustments - The loan limit for housing provident funds will be calculated as 25 times the deposit balance, aimed at reducing the financial burden on residents [10]. - The minimum down payment ratio for purchasing a second home using housing provident fund loans has been reduced from 30% to 20% [3][10]. - The policy also allows for the extraction of provident funds for the renovation of old elevators in residential complexes [10]. Group 2: Removal of Housing Sales Restrictions - Starting from July 21, 2025, new homes purchased before October 14, 2024, will no longer be subject to sales restrictions after obtaining the property certificate [2][6]. - From January 1, 2026, the sales restrictions on second-hand homes purchased before October 14, 2024, will also be lifted [2][6]. Group 3: Enhancing Housing Supply Quality - The policy emphasizes the development of high-quality housing around key transportation hubs in various districts, including Longquanyi, Xindu, and Wenjiang [4][5]. - Adjustments have been made to the commercial office space holding ratios in key business districts, requiring at least 40% in certain areas and 25% in others [4]. Group 4: Promoting Balanced Regional Development - The policy supports different districts in implementing effective measures tailored to their unique development characteristics to stabilize the real estate market [5]. - Various districts are encouraged to adopt measures such as direct subsidies for down payments and consumer vouchers to stimulate housing demand [5]. Group 5: Land Supply and Management - Chengdu plans to supply 13,000 acres of commercial construction land by 2025, focusing on a balanced approach to land supply [7][8]. - A mechanism linking commercial building vacancy rates to new commercial land supply will be established to promote supply-demand balance [9].