低利率怎么破局？趋势指南环球增益，解锁全球配置

Core Viewpoint - The domestic market has entered a new round of interest rate cuts, with the one-year deposit rate falling below 1% and the three-year rate below 2%, leading to a low-interest-rate environment for fixed-income assets. Investors are encouraged to diversify their asset allocation and consider global markets for better investment opportunities [1][4]. Group 1: Investment Strategy - Investors are advised to expand their investment horizons from single asset classes to diversified and multi-category asset allocations to effectively reduce portfolio risk and enhance return sources [1][2]. - The newly launched product by Huihua Wealth, "Global Gain," focuses on global asset allocation and employs a "fixed income plus" investment strategy, integrating international investment frameworks and resources [1][2]. Group 2: Product Details - The product allocates 80% of its fixed income portion to a flexible duration strategy, actively managing domestic and foreign bonds while ensuring liquidity and capturing market opportunities [2]. - The product is now available for sale at Standard Chartered Bank, marking Huihua Wealth's first collaboration with a foreign bank for distribution, reflecting market recognition of the company [2][3]. Group 3: Company Background - Huihua Wealth is the first Sino-foreign joint venture wealth management company established by France's largest asset management company, Amundi, and Bank of China’s wholly-owned subsidiary, BOC Wealth Management, officially launched in September 2020 [3]. - The company has developed a research and investment system characterized by global asset classes, with specialized teams focusing on macro, fixed income, derivatives, and equity, ensuring a comprehensive approach to asset management [3]. Group 4: Market Outlook - The company indicates mixed signals in the current market, with stable aggregate data but structural divergence, suggesting ongoing pressure on fundamentals. However, expectations for "anti-involution" are strengthening, and large-scale infrastructure projects are boosting risk appetite [4]. - The company emphasizes the need for cautious duration management and flexible short-term trading strategies while seeking structural opportunities in the market [4].