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西安市教育局公布生源地 信用助学贷款办理咨询热线电话
Xi An Ri Bao·2025-07-28 02:45

Core Points - The Xi'an Education Bureau has launched the 2025 credit student loan program, providing consultation hotline numbers for students and parents [3] - The credit student loan is aimed at financially disadvantaged students, allowing them to apply for loans before enrollment in their home county [3][4] - Loan amounts for full-time undergraduate students range from 1,000 to 20,000 yuan per year, while for graduate students, it ranges from 1,000 to 25,000 yuan per year [3][5] - The maximum loan term is the remaining study period plus 15 years, not exceeding 22 years, with interest rates set at LPR5Y-0.7% [3][4] Eligibility Criteria - Applicants must be Chinese nationals and enrolled in approved full-time higher education institutions [4][5] - Students must have a legitimate admission notice and their household registration should ideally be in the same county as the loan application [5] - Applicants must demonstrate financial need and should not have received other national student loans in the same year [5]