下破2%，人身险产品预定利率年内“三连降”

Core Insights - The current predetermined interest rate for ordinary life insurance products in China has dropped to 1.99%, falling below the 2% threshold [1] - This marks the third consecutive reduction in the predetermined interest rate for life insurance, following decreases in January and April of this year [1] Industry Analysis - The decline in the predetermined interest rate indicates a challenging environment for the life insurance sector, potentially impacting profitability and product offerings [1] - Continuous adjustments to the interest rate reflect ongoing market pressures and regulatory changes affecting the insurance industry [1]