Provident Financial (PROV) Misses Q4 Earnings and Revenue Estimates

Core Viewpoint - Provident Financial reported quarterly earnings of $0.24 per share, missing the Zacks Consensus Estimate of $0.29 per share, representing a year-over-year decline from $0.28 per share [1][2] Financial Performance - The company posted revenues of $9.76 million for the quarter ended June 2025, missing the Zacks Consensus Estimate by 6.14%, and down from $9.92 million a year ago [2] - Over the last four quarters, Provident Financial has surpassed consensus EPS estimates two times and topped revenue estimates only once [2] Stock Performance - Provident Financial shares have declined approximately 2.6% since the beginning of the year, contrasting with the S&P 500's gain of 8.6% [3] - The current Zacks Rank for the stock is 3 (Hold), indicating expected performance in line with the market in the near future [6] Earnings Outlook - The current consensus EPS estimate for the upcoming quarter is $0.30 on revenues of $10.6 million, and for the current fiscal year, it is $1.15 on revenues of $43 million [7] - The estimate revisions trend for Provident Financial was mixed ahead of the earnings release, which could change following the recent report [6] Industry Context - The Financial - Savings and Loan industry is currently in the bottom 30% of the Zacks industry rankings, suggesting potential challenges for stocks in this sector [8] - Empirical research indicates a strong correlation between near-term stock movements and trends in earnings estimate revisions, which could impact investor sentiment [5]