Citizens Community Bancorp, Inc. (CZWI) Q2 Earnings and Revenues Surpass Estimates

Core Insights - Citizens Community Bancorp, Inc. (CZWI) reported quarterly earnings of $0.33 per share, exceeding the Zacks Consensus Estimate of $0.29 per share, but down from $0.36 per share a year ago, representing an earnings surprise of +13.79% [1] - The company posted revenues of $16.15 million for the quarter ended June 2025, surpassing the Zacks Consensus Estimate by 9.84% and up from $13.49 million year-over-year [2] - The stock has underperformed the market, losing about 9.3% since the beginning of the year compared to the S&P 500's gain of 8.6% [3] Earnings Outlook - The current consensus EPS estimate for the upcoming quarter is $0.35 on revenues of $15.5 million, and for the current fiscal year, it is $1.32 on revenues of $60 million [7] - The estimate revisions trend for Citizens Community Bancorp was mixed ahead of the earnings release, resulting in a Zacks Rank 3 (Hold) for the stock, indicating expected performance in line with the market [6] Industry Context - The Financial - Savings and Loan industry, to which Citizens Community Bancorp belongs, is currently in the bottom 30% of the Zacks industry rankings, which may impact stock performance [8] - Empirical research indicates a strong correlation between near-term stock movements and trends in earnings estimate revisions, suggesting that investors should monitor these revisions closely [5]