
Core Viewpoint - Ameris Bancorp reported quarterly earnings of $1.59 per share, exceeding the Zacks Consensus Estimate of $1.35 per share, and showing an increase from $1.17 per share a year ago, representing an earnings surprise of +17.78% [1][2] Financial Performance - The company posted revenues of $301.65 million for the quarter ended June 2025, surpassing the Zacks Consensus Estimate by 1.56%, and showing a slight increase from $301.59 million year-over-year [2] - Over the last four quarters, Ameris Bancorp has surpassed consensus EPS estimates four times and topped consensus revenue estimates three times [2] Stock Performance - Ameris Bancorp shares have increased approximately 6.2% since the beginning of the year, compared to the S&P 500's gain of 8.6% [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating it is expected to perform in line with the market in the near future [6] Earnings Outlook - The current consensus EPS estimate for the upcoming quarter is $1.36 on revenues of $302.1 million, and for the current fiscal year, it is $5.35 on revenues of $1.19 billion [7] - The estimate revisions trend for Ameris Bancorp was mixed ahead of the earnings release, which may change following the recent report [6] Industry Context - The Banks - Southeast industry, to which Ameris Bancorp belongs, is currently ranked in the top 6% of over 250 Zacks industries, indicating a favorable outlook compared to the bottom 50% [8]