HomeStreet (HMST) Q2 Earnings: How Key Metrics Compare to Wall Street Estimates

Core Insights - HomeStreet (HMST) reported revenue of $48.97 million for the quarter ended June 2025, reflecting a year-over-year increase of 14.1% and a surprise of +0.87% over the Zacks Consensus Estimate of $48.55 million [1] - The company's EPS was -$0.16, an improvement from -$0.23 in the same quarter last year, but fell short of the consensus estimate of $0.05, resulting in an EPS surprise of -420% [1] Financial Performance Metrics - Net Interest Margin stood at 1.9%, matching the average estimate from two analysts [4] - Efficiency Ratio was reported at 93.2%, better than the average estimate of 96.5% from two analysts [4] - Net Interest Income was $33.87 million, below the average estimate of $35.59 million from two analysts [4] - Net gain on loan origination and sale activities was $3.24 million, compared to the average estimate of $3.54 million from two analysts [4] - Total noninterest income reached $15.1 million, exceeding the average estimate of $12.75 million from two analysts [4] Stock Performance - HomeStreet's shares have returned +5% over the past month, slightly outperforming the Zacks S&P 500 composite's +4.9% change [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating expected performance in line with the broader market in the near term [3]