以改革促金融支农提效 加快赋能乡村全面振兴——两部门携手以改革方法提升金融支农效能

Core Viewpoint - The People's Bank of China and the Ministry of Agriculture and Rural Affairs have jointly issued guidelines to enhance financial services for rural reform and promote comprehensive rural revitalization, proposing 19 measures across seven categories to improve the rural financial service system [1][2]. Group 1: Financial Resource Investment - The guidelines emphasize increasing financial resource investment in key areas of rural revitalization, including enhancing financial security for food safety and deepening financial services for rural industries [2][4]. - Specific measures include broadening collateral options, innovating financing models for local specialties, and promoting a "one chain, one policy" financial service model to support farmers' income growth [2][3]. Group 2: Financial Service Mechanism - The guidelines call for the establishment of a robust financial service mechanism for rural reform, encouraging local exploration of management systems for collateral registration and expanding the coverage of mortgage financing [5][6]. - Financial institutions are advised to adopt a comprehensive approach to meet the diverse financial needs of farmers, integrating production, processing, and sales into a one-stop service [3][6]. Group 3: Policy Support and Coordination - The guidelines highlight the need for coordinated efforts among financial institutions and regulatory bodies to enhance the effectiveness of financial support for rural revitalization [7]. - The People's Bank of China plans to strengthen collaboration with relevant departments to improve the efficiency of financial services for agriculture and rural areas, while also innovating investment and financing mechanisms [7].