Zhong Guo Jin Rong Xin Xi Wang·2025-07-29 06:51Core Insights - The article highlights the role of Postal Savings Bank of China in supporting local industries in Guangdong province, particularly in tea, abalone, and ganoderma cultivation, through tailored financial services [1][2][4][5][8]. Group 1: Tea Industry Support - Postal Savings Bank's Yingde branch provided a timely loan of 3 million yuan to Yingde Tea Industry Co., ensuring smooth spring tea production [2]. - The bank has developed specialized financial products like "Tea Wholesale and Retail Industry Loan" to address the seasonal financing needs of tea farmers and enterprises [4]. - As of June 2025, the bank has issued loans totaling 197 million yuan to the Yingde tea industry, benefiting over 100 tea farmers [4]. Group 2: Abalone Industry Development - The bank's Huizhou branch facilitated a loan of 4 million yuan within four days to support abalone farming operations facing cash flow challenges [5][7]. - Financial products such as "Quick Loan" and "Aquaculture Industry Loan" have been introduced to address the high upfront costs and risks associated with abalone farming [7]. - By June 2025, the bank has provided over 150 million yuan in loans to the abalone industry, serving more than 2,000 enterprises and farmers [7]. Group 3: Ganoderma Cultivation Initiatives - The bank's Pingyuan branch implemented a "Credit Village" model, allowing farmers to access loans up to 600,000 yuan based on credit assessments [8][9]. - The bank has issued 68 loans totaling over 20 million yuan to support the ganoderma industry as of June 2025 [8]. - The successful implementation of the "Credit Village" model has led to the establishment of a collaborative economic system involving ganoderma, dendrobium, and other crops, enhancing local economic development [9]. Group 4: Overall Financial Impact - The bank has launched over 140 specialized credit schemes across various industries in Guangdong, with total loans exceeding 30 billion yuan, benefiting nearly 30,000 local enterprises [9]. - The focus on tailored financial solutions aims to accelerate rural revitalization and support the "Hundred Million Project" in the region [1][9].