青岛市市立医院完成全市首例省内异地生育分娩费用直接结算

Core Viewpoint - The introduction of direct settlement for out-of-town childbirth expenses in Shandong Province and Qingdao City significantly enhances the efficiency of medical insurance services for pregnant women, allowing them to settle expenses without returning to their local insurance locations [1][5]. Group 1: Policy Implementation - Starting from July 26, 2023, Shandong Province and Qingdao City began direct settlement for childbirth expenses related to four specific conditions: single birth vaginal delivery, twin vaginal delivery, single cesarean delivery, and multiple cesarean delivery [5]. - The Qingdao Municipal Hospital quickly adapted to this new policy, coordinating multiple departments to ensure the system was ready for immediate implementation [5]. Group 2: User Experience - Liu, a woman from Weifang, successfully completed the first direct settlement for out-of-town childbirth expenses at Qingdao Municipal Hospital, demonstrating the effectiveness of the new system [3]. - Previously, the process required approximately 10 working days, involving multiple steps and paperwork, but the new system allows for immediate settlement using just an ID card or health insurance card [2][3]. Group 3: Benefits of the New System - The new direct settlement process eliminates geographical barriers and significantly reduces the reimbursement cycle, achieving "zero advance payment and zero running around" for users [5]. - This upgrade in maternity insurance services enhances policy execution efficiency and improves public satisfaction, aligning with the goal of making the process more user-friendly [5].