Compared to Estimates, Camden National (CAC) Q2 Earnings: A Look at Key Metrics

Core Insights - Camden National reported revenue of $62.28 million for the quarter ended June 2025, reflecting a 45.4% increase year-over-year [1] - The company's EPS was $0.89, up from $0.81 in the same quarter last year, but fell short of the consensus estimate of $1.12, resulting in an EPS surprise of -20.54% [1] - The revenue exceeded the Zacks Consensus Estimate of $61.46 million, indicating a positive surprise of +1.33% [1] Financial Performance Metrics - Net interest margin was reported at 3.1%, matching the average estimate from two analysts [4] - Annualized net charge-offs to average loans were 0%, outperforming the estimated 0.1% [4] - Average balance of total interest-earning assets was $6.41 billion, slightly below the estimated $6.42 billion [4] - Efficiency ratio (GAAP) was 60.4%, higher than the estimated 59% [4] - Total non-interest income reached $13.07 million, surpassing the average estimate of $12.01 million [4] - Net interest income was reported at $49.21 million, slightly below the estimated $49.31 million [4] Stock Performance - Camden National's shares returned +2.2% over the past month, compared to a +3.6% change in the Zacks S&P 500 composite [3] - The stock currently holds a Zacks Rank 1 (Strong Buy), suggesting potential for outperformance in the near term [3]