非持牌银行自营理财“撤退” 理财公司份额已近九成

Group 1 - The core viewpoint of the news is that the banking industry is experiencing a significant shift in the management of wealth management products, with a notable decline in self-managed wealth management scales among non-licensed banks and an increase in the concentration of the wealth management market [1][3][5] - As of the end of June, the total scale of wealth management products in the banking sector reached 30.67 trillion yuan, with 32 wealth management companies holding 27.48 trillion yuan, reflecting a growth of 4.44% since the beginning of the year [1] - Non-licensed banks are accelerating their transition to wealth management agency sales due to regulatory pressures to reduce self-managed wealth management scales, which is expected to enhance market concentration [1][4] Group 2 - Five wealth management companies, including Huaxia Wealth Management and Hengfeng Wealth Management, reported positive growth in their wealth management product scales as of June, with significant increases of 25.08%, 19.18%, and 17.72% respectively [2] - Solid income wealth management products remain the dominant category, accounting for over 99% of the total product scale among the reported companies [2] - Regulatory guidance has led to a reduction in the number of banks with active wealth management products, decreasing from 215 to 194 [3]