Workflow
中小银行多举措提升资本补充能力
Zhong Guo Zheng Quan Bao·2025-07-29 21:07

Group 1 - Jilin Province issued 26 billion yuan in special bonds to support the development of small and medium-sized banks, specifically to invest in Jilin Rural Commercial Bank, enhancing its capital adequacy and risk resistance [1][2] - The total amount of special bonds injected into Jilin Rural Commercial Bank will reach 34.6 billion yuan, including 8.6 billion yuan used in 2021 and the newly approved 26 billion yuan in 2023 [1] - The issuance of special bonds for small and medium-sized banks is part of a broader policy allowing local governments to support capital replenishment for these banks, with 550 billion yuan in new local government special bonds issued from 2020 to 2022 for this purpose [1][2] Group 2 - The issuance of special bonds signals a commitment to risk management, with previous recipients of such bonds showing significant improvements in capital adequacy ratios, helping to mitigate financial risks for rural commercial banks and rural credit cooperatives [2] - Jilin Rural Commercial Bank is expected to have a healthy capital structure post-reform, with total equity projected to reach 40 billion yuan, focusing on supporting agriculture and small enterprises while optimizing asset allocation [2] - Various channels are being utilized by small and medium-sized banks to replenish capital, including changes in registered capital and issuance of subordinated bonds, indicating a proactive approach to enhancing their ability to serve the real economy [2]