上半年我国普惠小微贷款余额达35.57万亿元

Group 1 - The balance of inclusive micro loans in China reached 35.57 trillion yuan by the end of June, with a year-on-year growth of 12.3%, outpacing the overall loan growth by 5.2 percentage points [1] - In the first half of the year, loans to enterprises and institutions were the main driver of credit growth, with an increase of 11.5 trillion yuan, accounting for nearly 90% of all new loans [1] - The increase in medium and long-term loans was 7.08 trillion yuan, indicating stable funding support for the real economy [1] Group 2 - Financial resources are increasingly directed towards weaker sectors of the national economy, with inclusive micro loans increasing by 2.63 trillion yuan and loans to farmers with a single credit below 5 million yuan rising by 351.6 billion yuan [1] - By the end of June, the balance of student loans was 267.7 billion yuan, showing a year-on-year growth of 28.4%, while agricultural loans reached 53.19 trillion yuan, up 7.4%, both exceeding the growth rate of various RMB loans [1] - Green loans saw significant growth, with a balance of 42.39 trillion yuan by the end of June, reflecting a 14.4% increase since the beginning of the year [2] Group 3 - Loans to technology-based small and medium-sized enterprises and high-tech enterprises exhibited characteristics of "increased volume and expanded coverage," with year-on-year growth rates of 22.9% and 8.2%, respectively [2] - The approval rates for loans to technology-based small and medium-sized enterprises and high-tech enterprises were 50.0% and 57.6%, respectively, both higher than the same period last year by 3.2 and 1 percentage points [2]