Northwest Bancshares (NWBI) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates

Core Insights - Northwest Bancshares (NWBI) reported a revenue of $150.38 million for the quarter ended June 2025, reflecting a year-over-year increase of 53.5% [1] - The earnings per share (EPS) for the quarter was $0.30, up from $0.27 in the same quarter last year, with an EPS surprise of +3.45% compared to the consensus estimate of $0.29 [1] - The reported revenue exceeded the Zacks Consensus Estimate by +1.61% [1] Financial Performance Metrics - The efficiency ratio for Northwest Bancshares was reported at 64.9%, higher than the average estimate of 62.9% based on two analysts [4] - The net interest margin was 3.6%, slightly above the estimated 3.5% by two analysts [4] - The average balance of total interest-earning assets was $13.54 billion, compared to the estimated $13.59 billion [4] - Mortgage banking income was $1.08 million, exceeding the average estimate of $0.85 million [4] - Total noninterest income was reported at $30.94 million, surpassing the average estimate of $30.35 million [4] Stock Performance - Shares of Northwest Bancshares have returned -0.8% over the past month, while the Zacks S&P 500 composite increased by +3.6% [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating potential performance in line with the broader market in the near term [3]