【宝鸡】多管齐下 为医保基金筑起一道道“防护网”

Core Insights - The article highlights the improvements in the healthcare insurance system in Baoji City, emphasizing reduced costs and increased transparency for patients [1][2][3][4][5][6] Group 1: Fund Management and Efficiency - Baoji City has implemented a multi-faceted approach to enhance the safety and efficiency of the medical insurance fund, including revenue generation, scientific management, and regulatory measures [1][2][3] - The average monthly contribution for employed individuals has increased by 550 yuan, resulting in an additional 120 million yuan in the employee medical insurance fund over the year [2] - The city has achieved a participation rate of 96.8%, with 3.1034 million insured individuals [2] Group 2: Cost Reduction and Patient Benefits - The introduction of a disease-based payment reform has led to a 10.5% decrease in average hospitalization costs, with a 14% reduction in medical insurance fund expenditures and an 8% decrease in personal financial burden [3] - The cumulative balance of the urban residents' medical insurance fund can cover 7.35 months of payments, placing Baoji City in a leading position within the province [4] Group 3: Smart Regulation and Oversight - The launch of a smart medical insurance regulatory platform has improved oversight of 1,380 retail pharmacies, significantly reducing fund expenditures by 466.4 million yuan, a 40% decrease [5] - The platform allows for real-time tracking of drug prices and sources, enhancing transparency and consumer protection [5] Group 4: Anti-Corruption Measures - Baoji City has intensified efforts to combat fraud in the medical insurance sector through stringent regulatory measures, including joint inspections and smart monitoring [6] - The city has adopted a comprehensive approach to safeguard the medical insurance fund, ensuring that resources are used effectively and efficiently [6]