Core Insights - The report by the China Banking Association indicates that the automotive finance sector is maintaining a robust asset scale, with total assets reaching 855.134 billion RMB by the end of 2024 [1] - Retail financing balances are significant, with a total of 690.024 billion RMB, including 204.096 billion RMB for new energy vehicle loans, which grew by 23.44% year-on-year, and 78.381 billion RMB for used car loans, which increased by 26.06% [1] - Wholesale financing balances stand at 76.9 billion RMB, providing ongoing financial support to the automotive supply chain [1] Regulatory and Management Indicators - The automotive finance companies are showing strong regulatory and management metrics, with an average liquidity ratio of 195.90% and an average capital adequacy ratio of 26.96% by the end of 2024 [1] - The average non-performing loan ratio is reported at 0.65%, indicating a healthy financial environment within the industry [1]
中银协：新能源汽车2024年年末贷款余额同比增长23.44%
Cai Jing Wang·2025-07-30 04:18