300528，涨停，5天4板！

Market Overview - The cyclical and consumer stocks rebounded, with oil and gas extraction, steel, and coal sectors rising, alongside duty-free shops, liquor, and tourism hotels [1] - The Shanghai Composite Index reached a new high, closing at 3628.53 points, with an intraday peak of 3636.17 points, marking the highest level since October 9, 2024 [3] Financing and Investment Trends - A-share financing balance increased to 19684.21 billion, the highest since July 2015, with the Shanghai market's financing balance surpassing 10000 billion [3] - The structure of incremental funds in A-shares has varied across three market phases this year, with different contributors such as retail investors, private equity, and foreign capital [3] Banking Sector Performance - The banking sector rebounded, with all stocks in the sector rising, particularly Qingnong Commercial Bank and Postal Savings Bank [5] - A-share listed banks' total dividend for 2024 reached 6325.94 billion, a 3.14% increase year-on-year, with state-owned banks accounting for 66.5% of total dividends [8] Insurance Sector Performance - The insurance sector saw significant gains, with China Ping An and New China Life both rising over 2%, and Ping An reaching a new high in this rebound [9] - The dynamic adjustment mechanism for preset interest rates is expected to improve the liability costs and net investment returns for life insurance companies, alleviating asset allocation pressures [9]