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当“消费券”遇上“养老服务”, 会碰撞出什么火花
Jin Rong Shi Bao·2025-07-30 05:31

Core Points - The Ministry of Civil Affairs and the Ministry of Finance jointly issued a notice on July 23, marking the first nationwide implementation of a subsidy program for elderly care services for moderately to severely disabled elderly individuals [1][2] - The initiative aims to address the urgent need for care services for disabled elderly individuals, which is a pressing issue due to the increasing number of elderly people in China [2][3] - The subsidy program will enhance the payment capacity of disabled elderly individuals, thereby alleviating the financial burden on their families and improving their quality of life [3][4] Summary by Sections Implementation of Subsidy Program - The subsidy targets elderly individuals assessed as moderately, severely, or completely disabled, covering home, community, and institutional care services [3] - Disabled elderly individuals will receive monthly care service vouchers through the "Minzheng Tong" app, with voucher amounts set at 800 yuan for institutional care and 500 yuan for home care services [3] Economic Impact - The program is expected to stimulate the elderly care service market by increasing consumption, which in turn will foster the development of related industries and create job opportunities in the elderly care sector [5] - The project will initially be piloted in several provinces and cities starting from July 2025, with a nationwide rollout planned by the end of 2025 [5] Long-term Care Insurance System - The establishment of a nationwide long-term care insurance system is highlighted as a crucial step to further enhance the efficiency of elderly care and support services [6][7] - Current long-term care insurance trials have already covered nearly 190 million people, indicating a significant step towards addressing the care needs of disabled elderly individuals [6] Quality of Care and Service Supply - The notice signifies a shift from a supply-side subsidy approach to a demand-side subsidy approach, empowering elderly individuals to choose their services and compelling service providers to improve quality [4][5] - Experts suggest that enhancing the supply of elderly care services, particularly in rural areas, and establishing a standardized quality evaluation system are essential for the program's success [7]