Core Viewpoint - The People's Bank of China Hainan Branch is implementing a moderately loose monetary policy to support economic recovery, focusing on stabilizing the total amount of loans and optimizing the structure of financial support [1][2] Group 1: Loan Growth and Interest Rates - As of the end of June, the total balance of various loans in Hainan reached 1.407 trillion yuan, an increase of 137.1 billion yuan from the beginning of the year, representing a year-on-year growth of 13.7% [1] - The average interest rate for newly issued corporate RMB loans in Hainan for the first half of the year was 2.94%, a decrease of 79 basis points year-on-year [1] - The lower limit for personal first-home commercial mortgage loan rates was reduced from 3.1% to 3.05% [1] Group 2: Financial Support for High-Quality Development - The balance of technology loans in Hainan reached 159.4 billion yuan by the end of June, with a year-on-year growth of 14.9% [1] - The number of enterprises receiving technology loans was 2,581, an increase of 12.2% year-on-year [1] - The balance of green loans in Hainan was 162 billion yuan, an increase of 22.6 billion yuan since the beginning of the year [1] - The balance of inclusive micro and small enterprise loans reached 127.8 billion yuan, with a year-on-year growth of 11.0% and the number of loan recipients at 142,200, up 9.2% year-on-year [1] Group 3: Real Estate Financing - The balance of real estate loans in Hainan was 392.4 billion yuan by the end of June, with a year-on-year growth of 4.9%, which is higher than the same period last year and the national average by 1.8 and 4.5 percentage points respectively [2] - The balance of personal housing loans was 229.4 billion yuan, with a year-on-year growth of 6.6%, exceeding the growth rate of 4.9% from the same period last year [2]
中国人民银行海南省分行：6月末，海南全省科技贷款余额同比增长14.9%
Shang Hai Zheng Quan Bao·2025-07-30 12:14