人保财险临沂市分公司:织密生猪养殖“全程保障网”,为稳产保供注入“保险芯”

Core Insights - The article discusses the challenges faced by pig farmers in China due to African swine fever and high feed prices, leading to unstable farming profits and diminished farmer confidence [1] - The company, PICC Linyi Branch, is innovating insurance products to provide comprehensive risk coverage for pig farmers, addressing the issues of disease and price fluctuations [1][2] Group 1: Insurance Product Innovations - PICC Linyi Branch has launched four targeted commercial insurance products: piglet insurance, backup sow death insurance, policy premium supplement insurance, and comprehensive income insurance for pigs, creating a risk protection system covering the entire lifecycle of pigs [1][2] - The comprehensive income insurance ensures that farmers can receive compensation if market prices fall below a target price of approximately 8 yuan per kilogram, thus boosting farmers' confidence [2] Group 2: Impact and Coverage - In the first half of 2025, PICC Linyi Branch provided death risk coverage for 28,300 pigs, amounting to 211 million yuan, and income risk protection for 162,900 pigs, totaling 320 million yuan [2] - The company emphasizes the importance of not only product innovation but also effective outreach and service delivery to ensure that farmers understand and can access these insurance products [3] Group 3: Future Plans and Collaboration - The company plans to continue innovating products and optimizing services while collaborating with various agricultural departments and associations to promote pig farming and disease prevention technologies [3]