男性延至68岁，女性延至63岁！

Core Viewpoint - Multiple regions in China are extending the age limit for housing provident fund loan borrowers, aligning with the national retirement policy adjustments, allowing men up to 68 years and women up to 63 years to apply for loans, or extending up to five years post statutory retirement age [1][9]. Group 1: Policy Changes by Region - Shandong Province: Plans to extend the housing provident fund loan maturity age limit to 68 years for men and 63 years for women, or five years post statutory retirement age [1]. - Zhengzhou, Henan: Public consultation on adjusting the age limit for housing provident fund loans, allowing men up to 68 years and women up to 63 years, with a maximum loan term of 30 years [2]. - Jiangmen, Guangdong: Revised loan management regulations effective from April 1, 2025, allowing the same age limits as above [3]. - Qingdao, Shandong: New policy effective March 27, 2025, with similar age limits for loan maturity [4]. - Kunming, Yunnan: Policy effective March 24, 2025, allowing loans to mature up to five years post statutory retirement age, with the same age limits [5]. - Xi'an, Shaanxi: New policy allows loans to mature up to five years post statutory retirement age, with age limits of 68 for men and 63 for women [6]. - Harbin, Heilongjiang: Effective January 1, 2025, the age limit for loan applicants is extended to 68 years for men and 63 years for women [7]. - Beijing: New policy effective January 1, 2025, adjusts the age limit to 68 years for loan applicants, maintaining a maximum loan term of 30 years [8]. - Chongqing: Policy effective January 1, 2025, extends loan maturity age limits to 68 years for men and 63 years for women [9]. Group 2: Common Features of Policy Adjustments - The adjustments across various regions generally reflect three main characteristics: 1. The age limit is uniformly extended to 68 years for men and 63 years for women [9]. 2. A dual constraint mechanism of "statutory retirement age + 5 years" is established [9]. 3. The changes are synchronized with the national policy on delayed retirement [9].