暖哇科技发布新一代智能风控产品“天鉴” 为险企健康险转型保驾护航

Core Viewpoint - Shanghai Nuwa Technology Co., Ltd. has launched its next-generation intelligent risk control product "Tianjian," enhancing underwriting and claims risk control models for new health insurance products, incorporating automated investigation decision-making capabilities based on large models [1] Group 1: Product Development and Features - The "Tianjian" product has undergone iterations to strengthen risk control models specifically for innovative health insurance products [1] - The product integrates an end-to-end intelligent risk control solution covering underwriting, claims, and investigation, facilitating dual breakthroughs in risk control efficiency and value transformation for insurance companies [1][2] - Nuwa Technology has developed specialized risk control models tailored to various health insurance forms, covering three core product lines: zero-deductible hospitalization, non-health declaration hospitalization, and outpatient emergency medical care [1] Group 2: Market Impact and Collaborations - Nuwa Technology has established risk control collaborations with most of the top ten property insurance companies in China, significantly supporting their existing and innovative health insurance businesses [1] - The company has partnered with several leading firms to implement the "Tianjian" product, achieving an average loss reduction of approximately 25% for its partners [2] Group 3: Technological Advancements - The company is enhancing its technical capabilities by building an intelligent risk control foundation centered on "domain models + multi-agent systems," empowering the entire process of underwriting, claims, and investigation [2][3] - The introduction of AI-driven claims agents, such as "Li-Suan Agent" and "Audit Agent," has significantly improved claims risk control and automation rates [3]