FICO(US:FICO) ZACKS·2025-07-30 23:31Core Insights - Fair Isaac (FICO) reported a revenue of $536.42 million for the quarter ended June 2025, marking a year-over-year increase of 19.8% and an EPS of $8.57 compared to $6.25 a year ago, exceeding the Zacks Consensus Estimate by 3.4% [1] - The company’s EPS surprise was 10.87% over the consensus estimate of $7.73 [1] Financial Performance Metrics - Annual Recurring Revenue (ARR) - Platform: $254.2 million, slightly below the average estimate of $259.2 million [4] - Total ARR: $739.1 million, compared to the average estimate of $751.23 million [4] - Non-Platform ARR: $484.9 million, below the estimated $492.03 million [4] - Revenues from on-premises and SaaS software: $187.92 million, a 2.3% increase year-over-year, slightly below the estimate of $188.16 million [4] - Revenues from professional services: $24.19 million, exceeding the average estimate of $21.54 million, representing a 7% year-over-year increase [4] - Revenues from scores: $324.31 million, surpassing the estimate of $309.39 million, with a year-over-year change of 34.3% [4] - Revenues from software: $212.11 million, slightly above the estimate of $209.7 million, reflecting a 2.8% year-over-year increase [4] - Business-to-business scores revenue: $268.48 million, exceeding the estimate of $254.14 million, with a year-over-year change of 42.2% [4] - Business-to-consumer scores revenue: $55.83 million, slightly above the estimate of $54.78 million, representing a 6% year-over-year increase [4] - Operating income for software: $67.94 million, below the estimate of $69.33 million [4] - Operating income for scores: $284.71 million, exceeding the estimate of $269.49 million [4] Stock Performance - Fair Isaac's shares have returned -18.3% over the past month, contrasting with the Zacks S&P 500 composite's +3.4% change [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating potential performance in line with the broader market in the near term [3]