Regional Management (RM) Q2 Earnings and Revenues Top Estimates

Core Viewpoint - Regional Management reported quarterly earnings of $1.03 per share, exceeding the Zacks Consensus Estimate of $0.72 per share, marking a year-over-year increase from $0.86 per share [1][2] Financial Performance - The company achieved revenues of $157.44 million for the quarter ended June 2025, surpassing the Zacks Consensus Estimate by 2.18% and showing an increase from $143.02 million year-over-year [2] - Over the last four quarters, Regional Management has consistently surpassed consensus EPS estimates [2] Stock Performance - Regional Management shares have declined approximately 8.2% since the beginning of the year, contrasting with the S&P 500's gain of 8.3% [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating expected performance in line with the market in the near future [6] Earnings Outlook - The current consensus EPS estimate for the upcoming quarter is $1.41 on revenues of $159.04 million, and for the current fiscal year, it is $4.27 on revenues of $632.98 million [7] - The trend of earnings estimate revisions prior to the earnings release was mixed, which may influence future stock performance [6] Industry Context - The Financial - Consumer Loans industry, to which Regional Management belongs, is currently ranked in the bottom 24% of over 250 Zacks industries, suggesting potential challenges ahead [8]